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make informed decisions in the face of business risk and life goals

The market provides a variety of insurance products, services and benefits. We negotiate this Maze with and for you.

We recognise the diversity of our existence, needs, expectations and risk profiles. There are numerous product and service options out in the market and our experience has taught us that getting the right product, service and value goes beyond name and perception. We dedicate ourselves to deliver a very specific and Personal Insurance Solution tailored to your needs and circumstance.

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Types of Personal Insurances

There is distinct value and benefits to be derived where insurance needs are addressed through an Insurance broker like us, particularly in the fast-evolving Financial services Universe.

Whatever type of motor vehicle you own or use, you depend on your vehicle for freedom and flexibility. So, it’s great to know that if it gets damaged, stolen or is written off, you can have the cover you need to get you back on the road as soon as possible. Motor insurance includes a range of covers to suit every driver and vehicle type, and can be paid annually or by the month.

Conveniently combines Building, Contents, Personal All Risks and Liability insurance on the one policy. It covers the cost of loss or damage to both your home building (from the house itself, to your garage, fences, paved driveways, and more) and home contents (like your furniture, carpet, white goods, electrical appliances, clothing, and more).

Personal liability occurs in the event an accident, in or out of your home, that results in bodily injury or property damage that you are held legally responsible for. Personal liability claims could include medical bills, legal fees and more if a guest is injured on your property, as well as coverage for accidental damage you are legally responsible for on someone else’s property. If you have personal liability coverage, you may be able to avoid paying out of pocket for incidents like these, up to your coverage limits.

  • Avigdor
  • ■ Comprehensive Insurance
  • ■Third Party ONLY
  • ■Third Party Fire and Theft
  • ■Need/Usage Specific Cover; Limited Mileage
  • ■Third Party Only
  • ■Fire and Theft Cover ONLY
  • ■Laid Up cover
  • ■Scratch and Dent Cover
  • ■Specified Driver
  • ■Pensioners Cover
  • ■Limited cover options
  • ■RIOT and SASRIA Cover
  • ■No claim Bonuses
  • ■Fixed Excesses
  • ■Suitable Excess Structure
  • ■Voluntary Excesses to reduce premiums
  • ■Premium leave
  • ■Emergency Assistance
  • ■Extended Territorial Limits
  • ■Driver specification
  • ■Post Accident Replacement Car Hire
  • ■Credit Shortfall
  • ■Telematics to improve driving and reduce cost of risk
  • ■New Products
  • ■Changing motor risk trends.
  • ■Special Offers
  • ■AI, Tech and Market Innovation
  • ■Apps and special add value features
  • ■Risk Support.
  • ■Contacts and access to products
  • ■Evolving industry landscape
  • ■Additional and Cumulative excesses
  • ■Licensing compliance
  • Avigdor
  • ■New Products
  • ■Changing motor risk trends.
  • ■Special Offers
  • ■AI, Tech and Market Innovation
  • ■Apps and special add value features
  • ■Risk Support.
  • ■Contacts and access to products
  • ■Evolving industry landscape
  • ■Additional and Cumulative excesses
  • ■Licensing compliance
  • ■No claim Bonuses
  • ■Geyser Cover
  • ■Premium Guarantees
  • ■Temporary Replacement premises following loss.
  • ■Premium leave
  • ■Emergency Assistance
  • ■Value add services and products
  • ■Emergency Security Measures Following Loss
  • ■Crime statistics.
  • ■Home Risk Trends.
  • ■Access to plumbers, locksmiths etc
  • ■Unoccupied premises security
  • Avigdor
  • ■Electronic Handheld gadgets
  • ■Pet Insurance
  • ■Clothing and Personal Effects.
  • ■Mobile
  • ■Jewellery
  • ■Personal All Risks Insurance
  • ■Boats and Pleasure Craft
  • ■Bicycles
  • ■Spectacles
  • ■No claim Bonuses
  • ■Premium Guarantees
  • ■Unspecified Items Cover.
  • ■Premium leave
  • ■Crime statistics.
  • ■Home Risk Trends.
  • ■Vehicle Remote Jamming risk
  • ■Theft from Unattended vehicles

Insurance Products Maze

The market provides a variety of insurance products, services and benefits. We negotiate this Maze with and for you.

Private and Business vehicles including optional extensions such as Agreed Value for your vehicle, No Claim Bonus and Hire Car cover following theft and/or accident. Our brokers search a panel of carefully selected insurers to give you the best balance of competitive price and comprehensive cover. With years of continuous experience serving our clients, you know you’re in safe hands. Policy benefits and features will vary from cover to cover so ask our brokers when arranging your cover how extensive your features are vs the ‘cheap’ policies on offer in the direct insurer market.

    Covers anyone you give permission to drive your car. Driver and usage exclusions apply. Provides cover for damage you cause to other people's cars or property Loss or damage to your car, up to an agreed value.

      Covers anyone you give permission to drive your car. Driver and usage exclusions apply. Provides cover for damage you cause to other people's cars or property Reasonable legal costs and expenses from court proceedings due to a liability claim Doesn't cover damage to your car

        Conveniently combines Building, Contents, Personal All Risks and Liability insurance on the one policy. It covers the cost of loss or damage to both your home building (from the house itself, to your garage, fences, paved driveways, and more) and home contents (like your furniture, carpet, white goods, electrical appliances, clothing, and more).

          Home Contents insurance covers the cost of loss or damage to your contents at home, like your furniture, white goods, rugs and electrical appliances, or even your clothes, shoes, handbags, linen, crockery and more.

            Covers financial losses associated with damage or loss of a property you own. It’s important to make sure you’ve got the right amount of cover for your home so that you’re not underinsured. Your insurance cover should always match the true replacement/rebuild cost of your property. This means in the event of a claim your replacement cost will be based on your sum-insured.

              Personal liability occurs in the event an accident, in or out of your home, that results in bodily injury or property damage that you are held legally responsible for. Personal liability claims could include medical bills, legal fees and more if a guest is injured on your property, as well as coverage for accidental damage you are legally responsible for on someone else’s property. If you have personal liability coverage, you may be able to avoid paying out of pocket for incidents like these, up to your coverage limits.

                Recreation and Leisure Being active outdoors, whether on land or water, requires equipment and toys. We have experience insuring boats, off-road vehicles, motor homes, and more. Beyond your home and auto insurance, let us help make sure your recreational vehicles are also protected. A travel insurance policy can provide you with cover you may need for financial losses caused by a wide range of events that can affect your trip, whether they occur before, during or even after your trip. Travel insurance should be a priority in all travel arrangements, whether you travel regularly, occasionally or you are setting off on a once-in-a-lifetime trip. Some holidays, such as voyages on cruise ships, may require special policies.

                  NOT SURE OF TYPE INSURANCE?

                  Get in touch with us for advice on which types of insurance match you.

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